passkeys.
face id before every charge. login is identity. spend is a separate yes.
control
we build agents that stay under your caps.
spending agents are only useful if they cannot surprise you. munchkins treats consent, caps, and pause as the product.
what we enforce.
six rules that keep automation honest when money can move without you watching every tap.
caps.
daily and per trade limits sit above every tool call. if it would exceed them, it does not leave.
pause.
one switch revokes active sessions and blocks new spend until you resume.
mandates.
signed intent for delegated spend. the agent only moves money inside what you approved.
rails.
ghana momo first. airtime, bills, jumia links, food discovery. checkout stays honest.
receipts.
every move that touches balance shows a confirm, a receipt, or a clear failure.
control first, then connectivity.
see the rails→