privacy

Munchkins provides a mobile spending agent app and this site (https://munchkin.app). Contact hi@usemunchkins.xyz.

Trading as Munchkins. Primary market: Ghana (Mobile Money). For registered entity or mailing address, email us.

Account identifiers (phone, email, display name); passkey/WebAuthn credentials via platform authenticators; device and app diagnostics; chat and agent session content needed to run tools; payment intent metadata (amounts, billers, status . not full card PANs); settings such as caps, pause, and notification prefs; optional profile avatar; and support emails you send us.

To run the app and agents, process payments, enforce caps and pause, send notifications you enable, prevent abuse, improve reliability, and meet legal obligations. We do not sell personal data.

Hosting, databases, push providers (e.g. Expo), inference providers when configured, and payment partners (including MoMo processors such as MoraPay where configured). Merchants you checkout with (Jumia, food sites, billers) process data under their own policies when you leave our app.

Kept while your account is active and as needed for security, disputes, and law; then deleted or anonymized. Request access, correction, export, or deletion at hi@usemunchkins.xyz (subject “Privacy request”). Account deletion: see support.

Not directed to children under 13 (or the higher age required where you live).

We may update this policy; the effective date will change. hi@usemunchkins.xyz · https://munchkin.app/privacy · support · terms